Why you should hire an appraiser

Thousands of people in California buy, sell or refinance their home every month. Most of these transactions contain a simple line item for an appraisal. And even though there are a developing number of automated home valuation systems that might appear more practical than an appraisal, nearly all lenders still want a local expert because the stakes are so high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also instances when the services of a certified, independent real estate professional might come in handy? Of course there are.


	Secure appraisal ordering is easy from Eddy Dade & Associates. Just click here

Dispute your tax assessment in Orange County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Eddy Dade & Associates is your best evidence. We're capable of assisting you in challenging your tax assessment.

Let Eddy Dade & Associates help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the property. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

Eddy Dade & Associates will provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be regained in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very traumatic event for the parties involved, and it is often further complicated by the difficult decision of who gets the property. It's a good idea to get an appraisal from Eddy Dade & Associates so both parties are entirely aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with Eddy Dade & AssociatesSettling an estate

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Let Eddy Dade & Associates assist you in relocating to or from Orange County

We are familiar with the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide input on the positive attributes of their property, along with information regarding any current sales or listings in their area that they want considered.

Selling your home quickly at the right price with an appraisal from Eddy Dade & Associates

A professional appraisal can help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are calculated on our efforts to complete the appraisal report and not a percentage of the sales price.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.